It’s been weeks since I attended Randell Tiongson’s “No Nonsense Seminar on Financial Planning,” more often referred to as a personal finance seminar. I met Randell after having e-mailed him a few times and asked if we could meet – I had a web project then that needed writers of his stature for enticing the North American market to come to the Philippines besides vacationing. This involved not only retiring in the country but more towards investing and hiring (or outsourcing), to name a few. The only thing we had in common was our high school alma mater.